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January gets all the credit for fresh starts, but when it comes to opening a small business bank account, waiting until the new year can quietly work against you. By the time January rolls around, you’re juggling new goals, new…
Holiday spending can feel like a runaway train, racing toward travel plans, gift lists, parties, and every glitter-covered moment in between. It is exciting, it is chaotic, and it can leave your budget wondering what just happened. That is why…
Managing money has a way of taking over your day. Bills show up, spending adds up, and before long, you’re wondering where the time went. If you’ve ever wanted a simpler way to manage your accounts, the answer is easier…
It’s that time again; holiday lights are twinkling, shopping carts are filling, and budgets are stretching. Between gifts, groceries, and travel, spending adds up fast. But what if every purchase could pay you back? With the right plan, you can…
Starting or expanding a small business in Nashville is a big step, and the right financial support can make all the difference. Between equipment upgrades, hiring staff, and keeping up with steady demand, business loans in Nashville offer a way…
Managing family finances can feel like a full-time job, especially when life in Nashville moves so fast. Between bills, groceries, and saving for the future, it’s easy for expenses to pile up and budgets to blur. That’s where online banking…
Fall is a season of change: cooler weather, shorter days, and often, shifting expenses. That makes it the perfect time for a fall financial checkup. Taking a fresh look at your budget now can show whether your spending and saving…
Picture this: you’ve worked hard your entire life, but when your kids become adults, they’re starting from the same ground zero you did. No cushion, no head start, just the same cycle of trying to “catch up.” That’s the problem…
Running a nonprofit is rewarding, but it also comes with quite a few unique financial challenges. Between managing donations, keeping operating costs in check, and making sure everything is compliant with all regulations, leaders often feel stretched thin. That’s why…
Running a business in Nashville means juggling more than just day-to-day operations. You’re making fast decisions, tracking every dollar, and constantly adapting to a digital-first world. That’s why more and more local entrepreneurs are moving away from traditional banking and…
When life’s moving fast (and let’s be real, when isn’t it), the last thing you need is another errand on your list. Between work, family, and the occasional traffic jam on I-440, it’s not always easy to squeeze in a…
Sometimes, the word “budget” feels like the end of fun. You want to be responsible by paying your bills, growing your personal savings, and setting yourself up for the future. And sometimes that can feel like it means you have…
If you’ve ever felt like your bank doesn’t really see you or like they don’t even know who you are, you’re not alone. It’s common to feel like just another number in a long queue, especially when dealing with larger…
Identity theft and online fraud have surged dramatically, rising nearly 382% compared to just two decades ago. And while many people understand the risks and know what can happen if their identity is stolen, the real challenge is catching a…
As a parent, saving for college can feel like standing at the base of a mountain, unsure of how you'll ever reach the top. The rising cost of education, plus a national student loan debt topping $1.7 trillion, can make…
April is here, and that means it’s time to turn our attention to business taxes. We know tax season can feel overwhelming, but the good news is that getting organized early can make a world of difference, helping you avoid…
As spring arrives, it’s time to think about warm weather, blooming flowers, and your taxes. Whether you've filed for years or it’s your first time, getting a head start can make things easier. In Tennessee, tax season begins in January…
Debt is a part of doing business—whether you’re running a Nashville startup, expanding your company, or covering unexpected expenses. Smart borrowing can fuel growth and keep operations running smoothly, but without the right strategy, debt can quickly become overwhelming. The…
Debt—it’s one of those words that rarely sparks joy. Between unexpected bills, rising living costs, and credit cards that seem to have a mind of their own, it’s easy to feel like you’re stuck in an endless cycle. In fact,…
February is Black History Month. It is a time dedicated to celebrating the accomplishments of the Black community and continuing to promote racial justice. During this month, Citizens Bank wants to reflect on our history as a Black-owned bank and…
As activities like banking and shopping move predominately to online platforms, it’s important to be more mindful of the security risks involved, like identity theft. While you may not think you are at risk, nearly 10% of Americans have been…
The start of a new year inspires many to set important goals, with finances often taking center stage. In fact, over 60% of Americans set a New Year’s resolution related to their finances, making it the most popular type of…
Whether escaping the winter cold in a tropical paradise or visiting family in another state, the holidays are a popular time for travel. In fact, 115 million Americans are expected to travel this holiday season. While a spontaneous trip can…
The holidays are known as the season of giving. This is especially true when it comes to giving to charity. Many people give money, time, or physical goods to their favorite charities during this time. This is especially beneficial to…
While the holidays are known as the “most wonderful time of the year,” they can also be the most stressful. This is especially true when it comes to finances, with the average American spending around $800 on holiday gifts per…
When most people think of saving money, they think of retirement planning. However, having savings can help you if you fall on hard times, like the loss of a job, or meet a personal goal like buying a new car. While…
Whether you’re a teen driver shopping for your first car or an adult upgrading from an older model, buying a new car is an exciting time in any driver’s life. However, it can also be overwhelming as you navigate the…
Nashville, TN – October 8, 2024 – Citizens Bank and Trust is excited to announce its 120th anniversary and invites the Nashville community to a special celebration! In conjunction with Tennessee State University’s Homecoming, we are hosting a free cookout…
The golden years come sooner than you think, which is why it’s never too early to start planning for retirement. Many people do that by saving money with investment tools like CDs and IRAs. However, it is estimated that 1…
While you may have left the classroom years ago, back-to-school season is when many people think about their education. Learning doesn’t need to stop in adulthood, especially when it comes to financial literacy. With only 57% of American adults considered…
Buying a new house is an exciting time in any homebuyer’s life. However, it can also be overwhelming as you navigate the options available for mortgaging your new home purchase in Tennessee. Fortunately, the mortgage experts at Citizens Bank are…
As the modern financial landscape changes, keeping yourself safe from fraud and identity theft has become more important than ever before. If you’ve been a victim of fraud, you’re not alone. In the past year, 60% of credit card holders in…
With the start of the new school year quickly approaching, you may be thinking a lot about your child’s education. Part of that should include their financial education. You may think they’re too young to learn about money, but that…
Managing your personal finances can be complicated, but it doesn’t have to be. One valuable tool to help you do that is your credit score. This number, derived from your financial activity like credit card payments, determines your creditworthiness to…
Selecting the right credit card can be complicated. With a variety of options, you may not know where to start. The personal bankers at Citizens Bank are here to help you navigate the process of choosing and applying for a…
Life can be busy. Between work, vacations, and family obligations, you may not have time to go to the bank. That’s why online banking can be a valuable asset in your financial management strategy. At Citizens Bank, we want to…
Nashville, TN – May 28, 2024 – Nashville's Citizens Bank, a Black-owned bank with a far-reaching legacy, announced a strategic partnership with The Healing Trust to offer $2 million in local small business loans and home mortgages. "This partnership with…