Who We Are
Citizens Savings Bank and Trust Company is the oldest, continuously operating and minority-owned bank in the nation and the first minority-owned bank in Tennessee. It began operating in 1904 through the vision of three prominent Nashvillians: R. H. Boyd, Preston Taylor, and J.C. Napier.
A survivor of many years of turbulence, its success is a rich testimony of the vision, dedication, and uncompromising commitment to provide superior and competitive products and services. The bank takes pride in its longevity, accomplishments, ideology, and future aspirations. The focus of its corporate existence is based on socially conscious ideals.
The Directors, management, and staff of the bank strive to maintain the tradition of providing quality services through innovative methods. As a community-minded bank, the focus is on offering products and services that enable customers to fulfill their personal dreams and grow their businesses.
Today, Citizens Savings Bank and Trust Company is a privately owned company with approximately $100 million in assets. The bank is a certified Community Development Financial Institution (CDFI) – a certification given to mission-driven financial institutions dedicated to expanding economic opportunity to economically disadvantaged individuals and underserved communities by providing access to financial products and services for local residents and businesses.
As a CDFI, Citizens Savings Bank puts its communities first and values local economic growth. It does so by investing in areas underserved by the traditional banking sector, engaging in lending that supports affordable housing, small business and community facilities, and providing technical financial assistance to its customers.
BOARD OF DIRECTORS AND OFFICERS
Board of Directors
Atty. Richard Manson, Chairman
Mr. Paul Luter, Vice Chairman
Mr. Sergio Ora
Ms. LaDonna Boyd
Bishop Joseph W. Walker III
Mr. James R. Schmitz
Sergio Ora, President and Chief Executive Officer
Anne Sams, Chief Financial Officer
Corey Hammonds, Chief Credit Officer
Jeff McGruder, Chief Relationship Officer
Anna Harris, Vice President of Bank Administration
Joan Fleming, Vice President of Mortgage Lending
Clint Story, Vice President of Business Relations
Gregory Page, Assistant Vice President of IT