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Citizens Savings Bank & Trust Co. offers mortgage loans to suit your mortgage needs:

• FHA
• VA
• Conventional (Fixed & Adjustable Rates)
• Refinancing
• Down payment assistance
• Construction loans
• Investment loans

For your entire Home Buying needs Please Contact:

Joan Fleming NMLS #187638
Residential Mortgage Manager, AVP
Citizens Bank NMLS #64129
81917 Heiman Street
Nashville, TN 37208
(615) 327-9787 (B)
(615) 320-5023 (F)
(615) 596-6793 (C)