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Deposit Products

** NOTICE **

Citizens Savings Bank & Trust is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

Accounts Covered Under The Program:

  • Renaissance Checking Accounts
  • Budget Checking
  • Classic Checking
  • Silver Checking
  • Campus Checking
  • Electronic Transfer Accounts (EFTA)
  • NOW Accounts (with interest rate no higher than .50%)
  • and IOLTAs.

    We've got a deposit product to meet your needs. To obtain more information, or to open an account, just stop by one of our convenient locations. 24-hour access to your account information is available via our Telebanking service at (615)-327-4142

  • Personal / Business Banking Services

    • Regular Checking
    • Budget Checking
    • Express Checking
    • Bonus Checking Individual
    • Bonus Checking Family
    • Bonus Checking Senior
    • Silver Checking
    • Small Business Checking (Corporation)
    • Commercial Checking
    • Regular Savings
    • Christmas Club Savings
    • Now Account
    • Ultimate Now Account
    • Money Market
    • Personal Investment Plus
    • Commercial Investment Plus
    • Certificate of Deposits

    Additional Banking Services

    • ATM Access – No Charge
    • Depository for Taxes
    • Direct Deposit
    • Night Deposit
    • Overdraft Protection
    • Safe Deposit Box
    • Telebanking
    • Travelers Cheques
    • Wire Transfers