Rate information - At our discretion, we may change the interest rates for this account. Tier 1 - If your daily balance is $10,000.00 or more, the interest rate paid on the entire balance in your account will be 0.75%. Tier 2 - If your daily balance is $2,500.00 or more, but less than or equal to $9,999.00, the interest paid on the entire balance in your account will be 0.500%.

The interest rates are accurate as of May 13, 2009. If you would like more current rate information, please call us at (615)327-9787. The interest rates may change daily.

Compounding frequency - Interest will be compounded monthly.

Crediting frequency - Interest will be credited into this account monthly.

Daily balance computation method - Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of interest on noncash deposits - Interest will begin to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks) into your account.
Minimum balance to open - The minimum balance required to open this account is account is $2,500.00.
Minimum balance to earn interest - You must maintain a minimum daily balance of $2,500.00 in your account each day to earn the disclosed interest rate.

Deposit limitations - You may make an unlimited number of deposits into your account.

Additional Terms - The following additional terms apply to this account: Minimum balance to avoid imposition of fees - An account maintenance fee of $15.00 will be imposed every statement cycle, if the monthly average balance in the account falls below $2,500.

Transaction Limitations - Transfers from Money Market Investment Account and/or Consumer Capital Growth account to another account or to third parties by preauthorized or automatic transfer are limited to six per statement cycle.